Plain-language glossary
| Label | Plain meaning | Question to ask |
|---|---|---|
| FPX | Online-banking checkout through participating banks | Which banks and platform limits are live now? |
| DuitNow Online Banking/Wallets | Enabled checkout through participating bank/wallet channels | Is this exact service enabled by the merchant? |
| DuitNow QR | Interoperable QR payment route | Whose merchant QR is it, and is the activity permitted? |
| DuitNow Transfer | Account transfer using an eligible identifier/account route | Who is the recipient and how is the deposit matched? |
| eWallet | Broad category, not one payment method | Which named wallet and integration route? |
| Bank transfer | Direct transfer rather than a branded checkout flow | What reference, recipient and reversal process apply? |
Why a neutral site keeps the labels separate
Grouping every bank and wallet option into one “instant payment” badge prevents readers from checking fees, limits, merchant restrictions and withdrawal asymmetry. The directory schema therefore stores the product label and transaction direction as separate fields.