Side-by-side
| Question | DuitNow Online Banking/Wallets | FPX |
|---|---|---|
| Primary description | Real-time checkout through enabled bank/wallet participants | Online-banking checkout through participating banks |
| Merchant availability | Only where the relevant DuitNow service is enabled | Only where FPX is offered by the merchant |
| User journey | Can use an enabled bank or wallet app/web flow | Choose bank, authenticate and return to merchant |
| Casino withdrawal | Must be checked separately | Must be checked separately |
| Best evidence | Live cashier + receipt + provider/merchant terms | Live cashier + receipt + provider/merchant terms |
Why the label can be confusing
CIMB describes DuitNow Online Banking/Wallets as a newer real-time service superseding FPX Online Banking for merchants that enable the app-to-app transaction. That does not mean every merchant has moved, every cashier label is accurate, or either method supports withdrawals.
Which should a comparison site prefer?
The site should not pick a winner without platform-level evidence. It should compare availability, user journey, limits, status receipts, support response and the actual withdrawal route. Convenience is not proof of legality, safety or provider endorsement.
SEO rule: this comparison links to the full DuitNow and FPX references rather than duplicating both pages word for word.